The ones I really worry about are the mid-career workers. They aren't far enough along to make it until retirement. They have mortgages and families. I'd like to think a lot of them pivot and find new paths. But it's a lot easier to say that than to do it. A hard forced pivot in your 40s or 50s under financial pressure is brutal. Some will be lucky and some will have that ultra-grit to make it through. A lot of good normal people who were doing the right things aren't.