The data entry. Its not feasible to take up a parttime job as a data entry clerk, not even to have such great vsiibility over your finances. What we need is the data thats generated at the POS (including and itemized reciept) to flow fully through the system and be accesibke to you so you can log it in these apps and make financial decisions with it.
I know plaid does this at the transaction level, which is a grwat start even if we dont have itemized reciepts but i wonder why that hasnt taken over? Why doesnt everyone use an expense tracker integrated with plaid?
Until the data pipeline issue is solved, these crud apps with data viz on top will never be able to follow through on their potential value
If it miscategorizes some things, it's not a big deal.
I used an excel sheet for the longest time and this was ugly and annoying to use because any sort of visualization or aggregate data involved needing to know how to work excel. This might have been a skill issue ... but anything is better than excel.