> I also see the kinds of companies that get funded and they aren't typically the focused, practical, cashflow positive in short order sorts of companies.

Cashflow positive is fundamentally at odds with VC money in general, for most businesses. The VC model fundamentally requires your startup to be a huge success in a short amount of time. Usually that means throwing money at hiring people and at other growth hacks, in the name of growing as fast as possible. If you want to start a practical, cashflow positive business, SBA loans are for exactly that.

Do you want to play the VC game? Where you push for high growth, whether or not that is what makes sense for the business? Where failure is preferred over growing into a small sustainable business?

Because if you answer to that is "No", then you should not apply, no matter who you are. YC plays a very specific game. It is not the best game if your goal is to build a company. It is the game to play if you want a high-risk, high-reward experience where a small handful of people get rich, while most other people do not.

Some people want to play that game. If you are one of them, apply. I have no idea if the odds favor you or not, but I guarantee you will not get accepted if you don't apply.

At the same time, if you choose not to apply, or do not get in, don't worry about it. Many people have no interest in that path, and lead quite fulfilling lives being completely outsiders to all of it.

Several years ago, I tried, made it to interview and was then rejected. I was initially sad to not make the cut, but both enjoyed and learned A LOT about venture capital and start-up land in the application process. Later, I was quite relieved as I came to understand that venture funding was a poor match for my values and what I was trying to achieve.

Not worth (I'm an insider)

YC takes the least amount of time to apply among most VC. Even if you are insider, most VC will have 3-5 calls before deciding which takes 3 hours at the very minimum. If you have pitch deck, YC application requires 2 hours to fill and 15 minutes for interview.

And based on experience, almost all early stage VCs give heavy benefit to insiders or credentials, including YC.

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