I seldom use them while watching YouTube on my own. But my parents use them all the time. And I always went for them on the TV in their place. Because with the TV in the living room, and often a lot of ambient noise and interruptions, it is way easier to follow stuff when the subtitles are going. Also, my parents tend to watch a lot of British TV. We've got a lot of experience decoding strong regional accents, but the subtitles reduce the cognitive load.