A big problem with this personalization is that people are using AI to build what they need at work.

That in and of itself is not the problem, but there’s nowhere to put it. (Shameless plug for Pando https://github.com/trypando/pando, which is open source and targets this exact problem)

This works great for things that only an individual needs, but when teams of people need access to something, SaaS is still the most viable option.

With that said, that doesn’t necessarily apply to personal use projects, and building what you need is a great way to save on subscriptions costs now. And it’s really fun.