The reality is that there is more and more subscriptions available everywhere, and for $400 you can easily get $10K of tokens from Openrouter/official API pricing, you can pile up as many subs as you want and there is virtually no constrain once you make CC an API, you don't need Claude Code, you don't need Codex, you don't need Antigravity, you don't need Kimi Code.
We use now about 20 subscriptions (mixed, around $5K) and we average $60K-100K in token a month, THAT is the price, that's what's debited from our account. There is also many providers that resell tokens for cheaper, why wouldn't that be the price for us consumers?
If that changes in 6 months, so be it, but the current price of AI is that one.
PS: Many enterprises (maybe not large scale) have at least 1-2 subscriptions for each of their employees, so it's not really only startups & consumers.
The amount of money these AI companies are burning is unprecedented and there is simply not enough money in the economy to keep it going at a loss for ten years. Google (Google!) went cash flow negative and is issuing bonds, basically asking for a loan. That's the reason markets are getting so nervous.
And yes, choice is good but how many of these new models are trained from scratch vs distilled from frontier models? If OpenAI and Anthropic go down in flames how much of the cheaper choices we see today are going to keep evolving? I am not trying to make a prediction either way, I am just pointing out the uncertainty. Which, again, is fine if AI is a commodity you can easily cut, but not great if your company is betting big on AI.
So in a way your argument that users are able to spend 10k in tokens while paying a sub of 200 is actually agreeing with his point.
They can also leverage their own tech to crush most businesses in an automated way if they wanted/needed to in the future. Let's be real, a good 90% of all existing techs company could be replaced and automated entirely with the right approach and unli-tokens.
I would recommend to watch the documentary „Enron: The Smartest Guys in the Room“.