My understanding is if you opt-out and move to the Lite plan you get AI powered protection nonsense but lose access to the default block rule "if payment matches one or more values in default Stripe block lists". That makes zero sense and should be the other way around.

Edit: support is saying the default rules will continue to work under the Lite plan. This is at odds with the language on their pricing page and email. At best it's an oversight, at worst it's an attempt to make Standard seem like the successor in features when it isn't.

> The version of Radar you've been using is closest to Standard, and you've been receiving it for free. Starting today, you'll receive a free trial of Radar Standard, which now includes broad protection across all payment methods, along with fraud analytics. After the trial ends on January 22, 2027, you'll automatically continue on Radar Standard and be charged $0.05 per screened transaction.

More accurately, the bundled version of Radar is no longer free, and you're being opted in to the paid base tier. Lame.