By building a huge byzantine bureaucracy around everyone trying to get someone else to pay for it, we've driven up the cost (now we're paying for the health care plus all sorts of insurance administration and all their lobbyists and so on). By hiding the costs we've deprived ourselves of the ability to comparison shop. By opening the door to third parties we've taken a simple transaction between doctor and patient and added lawyers, private equity, government and who knows who else, and each and every one of them is taking their cut of the money.

I agree trains are cool.

Sorry for correcting grammar. But being from one of the previous colonies, one desires to be a master of English and help others also to master it.

We emigrate to a country from our own country.

And other people immigrate into our country from some outside country.