Overall, this is not a tech problem. You are trying to use a web site to replace a communication gap with your family.
Outside this i have encrypted drives and shared passwords on this
Also review wills and power of attorney every few years
As a tech person, I would probably create encrypted file on my family cloud drive with instructions, to be sure that I own the data and I know what happened there. On another hand, it requires some efforts (and also instructions for the family how it can be decrypted - the hardest part :D )