156 pointsby shin_lao7 hours ago14 comments
  • Infernal7 hours ago
    Is there an article about this written by a human? The “it’s not X. It’s Y” is too distracting.
    • godelski5 hours ago
      For me it's the constant feel of everything being "exciting" while no real information is actually conveyed. It's a common tactic of both AI and clickbaity articles. There's no hard evidence here, just hearsay. Nothing really to report until there's more information. I don't want drama in reporting, I want facts. But I guess I'm an outlier which is how we got both this AI style and the clickbait it was trained on...

      It also doesn't help that all the title graphics have the same dramatic feeling and are certainly AI generated.

    • consumer4517 hours ago
      Waiting for the only human I trust in this space to report on this:

      https://www.web3isgoinggreat.com/

      • bdelmas6 hours ago
        You could also check Matt Levine from Money Stuff - Bloomberg. He is quite known on HN. The way he writes plus his great knowledge with no BS makes him my favorite (and only) journalist I follow.

        Edit: actually someone already found his article and posted it: https://news.ycombinator.com/item?id=47160848

        • consumer4515 hours ago
          Thanks, but the link to the journalist I shared has been threatened multiple times, and yet she kept trucking through. I rarely say "avoid MSM," but in this case, in 2026, I would personally recommend avoiding your MSM recommendation.

          No hard feelings.

      • ChrisMarshallNY6 hours ago
        +1 on that. Thanks!

        I'm sure she'll be right on it...

        • consumer4516 hours ago
          She's far braver than most of us. I self-censor all the time on this website.

          Havel's greengrocer, placing the sign.

          Carney at Davos, his eyes uncovered.

    • nubg7 hours ago
      This this this so much. Thanks for pointing it out.

      > Ten minutes is not a coincidence. It is a trade.

      • zahlman6 hours ago
        Wow, that's... considerably worse than typical output nowadays.
    • necubi7 hours ago
      Matt Levine has a take: https://www.bloomberg.com/opinion/newsletters/2026-02-24/ai-...

      > Look, I am sorry. But if you go to Jump Trading and Jane Street and say “hello, I have an unregulated poorly designed mechanism that could lead to $50 billion of market value collapsing overnight, would you like to trade with me,” they are going to say yes, but their eyes are going to light up, you know? If at Time 0 you give them an extremely gameable system that can produce billions of dollars of profit, at Time 10 your system is going to be a smoking wreckage and they are going to have billions of dollars of profit. That’s their whole job, you know? I couldn’t tell you in advance what all the intermediate steps will be, and in fact in hindsight I cannot tell you what the intermediate steps actually were, how Jump and Jane Street made money off the collapse of Terra. But as a heuristic, I mean, come on. Terra was like “hello we have a balloon full of money, here is a pin, dooooooon’t pop the balloon.” Guess what!

      • bsder5 hours ago
        How about a non-paywalled link? archive.is seems to be having issues today.
        • bb884 hours ago
          I have the newsletter in email and there wasn't much more than what was posted above, other than quoting from this article:

          https://www.wsj.com/finance/currencies/jane-street-accused-o...

          That point was the crux of Matt Levine's argument: Terra and Luna were unregulated and easy-to-game securities. So you can't complain when the smartest people on Wall Street figured out how to pop the balloon in their favor -- (not ai emdash) particularly when it's their job.

          I will quote the first few paragraphs leading up to it though:

          >The basic story of Terra is:

          >Terra was a big crypto project, led by a company called Terraform Labs and a guy named Do Kwon, which at its peak had a market value of about $50 billion.

          >It had a token, the currency of its blockchain, called Luna, which at its peak traded at almost $120 per token. It also had an algorithmic stablecoin, TerraUSD, whose mechanism was that it could always be redeemed for $1 worth of Luna.

          >That’s a bad idea! The problem, which was extremely obvious and which everyone knew about, was that, if people lost confidence in Luna, there would be a death spiral: People would redeem TerraUSD for Luna and sell the Luna, which would drive down the price of Luna, which would lead to more redemptions, which would create even more Luna, until Luna was trading at a tiny fraction of a penny and every TerraUSD would be redeemed for millions of them.

          >In May 2022 that very much happened. Terra collapsed, people lost a lot of money and Do Kwon got 15 years in prison for fraud.

          >At its peak, though, Terra was a pretty big crypto project, and it had various dealings with some very smart and somewhat sharky trading firms like Jump Trading and Jane Street.

    • manoDev5 hours ago
      “It’s not about human writing. It’s about the message.”

      AI is turning the entire web into LinkedIn itisnotaboutism.

    • tzs6 hours ago
      Where is "it's not X. It's Y"? I didn't notice it.
      • duskwuff6 hours ago
        The negative parallelism pattern is broader than the literal phrasing "not X, but Y". Here are some examples from the article:

        - "A new lawsuit doesn’t just revisit the $40 billion Terra-Luna meltdown; it questions whether..."

        - "Ten minutes is not a coincidence. It is a trade."

        - "It reads less like a rescue offer and more like a firm positioning itself..."

        - "These are not isolated; they are part of Snyder’s broader efforts..."

        - "Not just as bystanders, but as alleged participants..."

        • energy1235 hours ago
          Math papers using LLMs: It's not true, it's false
        • tzs6 hours ago
          Thanks. I probably didn't notice them because they don't seem at all unnatural.
          • wzdd5 hours ago
            Not seeming unnatural is literally what the LLM is trained to be, but it's pretty interesting how little sense they make when you dig in. Goes to how little attention we pay normally, and/or how much weight we put on text seeming natural.

            "A new lawsuit doesn’t just revisit the $40 billion Terra-Luna meltdown; it questions whether..." -- the purpose of a lawsuit is to question something (by making an allegation), you don't sue someone to "revisit".

            "Ten minutes is not a coincidence. It is a trade." So is an hour, or thirty seconds, or...?

            "Not just as bystanders, but as alleged participants" -- the "just" doesn't make sense; participants aren't bystanders.

            Of the list, only "It reads less like a rescue offer" and "These are not isolated; they are part of Snyder’s broader efforts..." makes any sense in context.

    • cynicalkane6 hours ago
      The awful graphic at the top is certainly not made by a human.
  • wuiheerfoj7 hours ago
    10mins is a lifetime in capital and crypto markets - I find it hard to believe that trading 10mins after the Terraform Labs swap hit the chain constitutes insider trading.

    The claim of artificial price inflation with Jump sounds more questionable but TFA doesn’t seem to put it front and centre

    • jkubicek5 hours ago
      Doesn’t that 10m lag make it seem more like insider training? An automated trade would happen nearly instantly, 10m is plenty of time for insiders to send some texts or make some calls.
      • klodolph3 hours ago
        Third option, which is that there was a partially automated system with a person in the loop.
    • thrwaway555 hours ago
      Especially since it's a public ledger. Anyone with a program watching the chain is going to see it. From there they can exercise whatever trade they want for their gain.
  • int32_646 hours ago
    Didn't many of the FTX cronies come from Jane Street?

    So many of the biggest fraudsters in crypto came from tradfi and their scams were discovered because they picked the one asset class where being unable to process withdrawals implies a 100% chance of fraud. It makes you wonder how much fraud occurs in tradfi but it goes undiscovered because nobody can self-custody their paper metals or paper stocks.

    • bb883 hours ago
      What do you want? Regulated or unregulated securities?

      You can't invest in unregulated FTX and then whine when they went and lost all your money -- (not ai emdash) because it was -- wait for it -- UNREGULATED!

    • mcmcmc5 hours ago
      Jane Street was also banned from trading in India because they couldn’t stop manipulating the market
    • rvz6 hours ago
      > It makes you wonder how much fraud occurs in tradfi but it goes undiscovered because nobody can self-custody their paper metals or paper stocks.

      Better not mention the FinCEN files either. [0] Where over $100B to $2TN dollars worth of illicit transations from criminals and fraudsters were knowingly allowed by banks and even ponzi schemes were freely allowed as well [1].

      [0] https://www.icij.org/investigations/fincen-files/global-bank...

      [1] https://www.bbc.co.uk/news/uk-54225572

    • cindyllm6 hours ago
      [dead]
  • qgin7 hours ago
    I'm unclear what insider trading means in the context of crypto. Inside what?
    • tripplyons6 hours ago
      It's a bad headline. They used publicly available blockchain transactions and didn't cause the collapse of the Terra ecosystem. Terra collapsed because it was a Ponzi scheme offering 20% APY on a fake stablecoin. The Terra stablecoin was not backed by real dollars, but instead by a cryptocurrency called Luna that did nothing else other than let you issue Terra stablecoins.
      • Powdering70825 hours ago
        I mean they are being sued for insider trading, not exactly a bad headline maybe it could say alleged?

        It seems extremely unlikely to me, a casual observer of the shit show that was Luna/Terra, that the suit would be successful

  • tripplyons6 hours ago
    Saying Jane Street caused a $40 billion loss is wrong. Terra caused the loss because it was a Ponzi scheme that claimed to offer 20% APY on a stablecoin that wasn't backed by any real dollars.
  • blurbleblurble5 hours ago
    This is just obnoxious. Invest in experimental instruments without doing your due diligence and that's on you. If you don't have the humility to reckon with that you definitely don't deserve $40b of other peoples' fake money.
  • etc-hosts5 hours ago
    How can an incredible pile of fraud successfully sue another company? The only source of news I trust on Terra is

    https://twitter.com/FatManTerra

  • jsemrau6 hours ago
    This is about a crypto transaction leading to the Terra/Luna collapse.

    If there is one benefit coming from crypto is that it explains clearly why finance is a regulated industry.

    • jkubicek5 hours ago
      That’s the lesson we should be learning, but I’m worried the lesson we’re actually learning <sees 18yo crypto bro drive by in a Lamborghini> is that regulations hinder innovation.
  • klodolph6 hours ago
    I remember this in the news, but I had to look stuff up on Wikipedia to refresh my memory:

    https://en.wikipedia.org/wiki/Terra_(blockchain)

    > The Anchor Protocol was a lending and borrowing protocol built on the Terra chain. Investors who deposited UST in the Anchor Protocol were receiving a 19.45% yield paid out from Terra's reserves.

    What the fuck?

    • Nursie5 hours ago
      It was a system built on sleight of hand, with a cover story just complex enough that it worked for a while.

      How do you create a stablecoin? There are two ways in general. One is to have it backed 1:1 with a bank account somewhere that contains the actual currency it represents. In theory you then allow people to freely exchange back and forth between tokens and dollars. Tether kinda/sort works this way in theory.

      The other way is to play games with algorithms and try to use the market against itself to create stability. Terra (UST) attempted to do this by running a complex scheme that leveraged a floating backing token, Luna, and a smart contract which allowed you to exchange 1 UST for $1 worth of newly created Luna. If UST starts to lose its peg and become worth less than a dollar, people buy it to exchange for $1 worth of Luna, sell the Luna for a profit, so arbitrage sorts the price out. If it becomes worth more than a dollar, you buy Luna, burn it to convert to new UST, then sell that for a profit, adding sell pressure and diluting the supply.

      Even with the best will in the world systems like this could best be described as meta-stable, i.e. it'll smooth out minor perturbations but there are limits.

      One major problem is how do you get Luna to be worth anything though? Well you offer inducements like a ridiculous interest rate, high enough that anyone outside the cryptocurrency bubble would immediately see a red flag, and which then has to be subsidised by ... creating more tokens.

      Eventually the limit was discovered, Luna dumped massively and the whole illusion collapsed.

    • medi8r5 hours ago
      A ponzi crypto scheme? It is the only kind.
  • readams7 hours ago
    As always, Matt Levine has the best take on this:

    https://www.bloomberg.com/opinion/newsletters/2026-02-24/ai-...

    "I am sorry. But if you go to Jump Trading and Jane Street and say “hello, I have an unregulated poorly designed mechanism that could lead to $50 billion of market value collapsing overnight, would you like to trade with me,” they are going to say yes, but their eyes are going to light up, you know? If at Time 0 you give them an extremely gameable system that can produce billions of dollars of profit, at Time 10 your system is going to be a smoking wreckage and they are going to have billions of dollars of profit. That’s their whole job, you know? I couldn’t tell you in advance what all the intermediate steps will be, and in fact in hindsight I cannot tell you what the intermediate steps actually were, how Jump and Jane Street made money off the collapse of Terra. But as a heuristic, I mean, come on. Terra was like “hello we have a balloon full of money, here is a pin, dooooooon’t pop the balloon.” Guess what!"

    • yunnpp6 hours ago
      I don't really follow this space, but is evaporating $50bn not a concern to anybody?
      • klodolph6 hours ago
        The $50bn is what you get when you multiply the number of coins times the price of one coin. This is a kind of fun number to think about but there are a lot of ways it doesn’t match up with reality.

        Like, if I make a company with ten billion shares, and then put shares for sale at $5 a piece, and you buy one, then my company would also have a $50bn valuation, by the same logic that Terra / Luna had a $50bn valuation.

      • bombcar6 hours ago
        The reality is that the $50bn was already gone, the collapse just revealed it.

        It's like with Madoff; the billions weren't lost when it collapsed, the billions were already gone (or never existed).

      • wmf4 hours ago
        It was enough of a concern to cause a worldwide manhunt for the guy responsible who is now in prison.
      • SpicyLemonZest6 hours ago
        There was never a real $50bn to be evaporated. It's like saying that $1.2tn evaporated in the Bitcoin market drawdown since October - it doesn't mean value has been destroyed, it means the market's estimate of how much value existed was wrong.
      • 6 hours ago
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      • arkis226 hours ago
        you might consider me an ass, but I think every dollar you put into crypto should be considered dead money. it is not protected by anything. you are gambling on nothing
        • soulofmischief5 hours ago
          How is US currency any different?
          • kortilla4 hours ago
            The government with a monopoly on violence and lawmaking uses it to pay for things and to collect taxes.
  • sam0x177 hours ago
    And oddly, suddenly the daily 10 AM Jane Street BTC sells stop and suddenly crypto is able to rally...
    • irjustin7 hours ago
      Probably coincidence - general market is up strongly too. Or, too hard to tell anyway.
    • fn-mote6 hours ago
      You have to connect this to the market or the article. I certainly don’t believe Jane Street is keeping crypto down somehow. What kind of non-conspiracy theory are you proposing?
      • furryrain5 hours ago
        The article links to https://x.com/InvestWithD/status/2026381475776692426 which purportedly quotes a Jane Street insider that after pausing BTC activity, they expect BTC will go up.

        I personally don't understand how any of this works.

        • johnnycakes5 hours ago
          The tweet used as the source is a troll. That guy uses the "I just got off the phone with..." template all the time to joke/troll about things going on in markets.
      • wmf4 hours ago
        I suspect this theory is cope from people who missed the top.
  • MBCook5 hours ago
    Look I’m happy to play “pin the tail on the finance bros”, and I hate crypto with a passion, but I don’t see evidence here.

    The company in charge of a crypto thing made a sudden (and I assume unexpected) withdraw of $150 million.

    Jane Street, who worked with them, dumped $80 million within 10 minutes.

    Are we supposed to think Jane Street wasn’t supposed to be monitoring what was going on? If I was working with a bunch of crypto people who suddenly took out a ton of money without warning me, I can absolutely see wanting to pull my money before everything collapses. Crypto is volatile.

    As other people pointed out, this is 10 MINUTES. You don’t need secret information to notice something happening that fast. You need dial-up. That would be plenty fast enough.

    Sure if you can actually produce records where someone from TerraLabs said “we are running away, pull out quick“ fine. But even then… if they waited most of 10 minutes did they even need that information? It’s not like rug pulls are an unknown thing in crypto.

    I get the lawyer wants to help his clients but unless he gets some discovery and finds something pretty damning I’m not sure there’s anything here. I was expecting to see one of those allegations where they did it within like two seconds. I can see two seconds being collusion.

  • waxie5 hours ago
    Due to insider commentary: Terraform retained nonpublic information.
  • 6 hours ago
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