I love this. I am your target -- a parent of a 7 year old who had no idea this was a pathway toward growing retirement savings for him through age 18! (Albeit easier to max out yearly $7500 contributions as he gets older)

I'm also a lawyer by training married to a very risk averse spouse, so the guardrails here tick every box.

I do generally worry though about subscription models like this that --in theory-- I want to use for the next decade. Will it still be around? will it still be supported and kept legally up-to-date? However, since it should pay for itself fairly quickly each year I'd be slightly less concerned. Not sure how you'd best speak to that concern.

Last quick thing I noted (especially for parents with younger kids or kids who would strugggggggle to stay on task) can you set up non hourly rate tasks?

For instance it would take him a fair while, but he'd happily weed the garden beds and do a phenomenal job, but logging true time to completion would look silly. Could it be set as a simple $10 task with before and after photos? Think more like a taskrabbit fivr type job I'd pay for but not on a per hour rate?

Cheers. -Bret

PS- As a US expat living in New Zealand...is this even still a possibility? I'm sure I'm the very margin of your core user in that way but I didn't readily see anything about potential eligibility if living abroad.