I hear you, but I think you're conflating crypto speculation with what's actually happening in financial infrastructure. We're not selling tokens. Nobody using our product needs to know what a blockchain is. They see a savings account with a better rate that's it. Meanwhile: Stripe acquired Bridge for $1.1B for stablecoin rails. Société Générale is building on Morpho. Coinbase routes lending through it. YC just started offering checks in stablecoins and listed "stablecoin financial services" in their latest RFS. This isn't "crypto" anymore. It's on-chain finance the same way "the internet" stopped being a category and became invisible plumbing. European banks pay 0.5%. Overcollateralized on-chain lending pays 4-7%. That spread exists because banks capture the margin. We remove the middleman. The people who "want to stop the insanity" are exactly our users. They don't want crypto. They want their savings to not lose value. We just use better rails.