Dave and I are "engineers of a certain age" and grew up listening to classic rock on KZEW and Q102 in D/FW. "Don't Fear the Reaper" was on heavy rotation on both stations. One of us said something like "Don't worry, you can't hurt the Repo and the Repo won't hurt you. Don't fear the Repo." And I think we both immediately started humming this Blue Öyster Cult favourite. It eventually grew into this.