https://www.hotwater.com/info-center/doe-regulations/doe-res...
They are standard outdoor air heat exchangers so below about 35F efficiency drops significantly. That's pretty rare around here so it is almost always enough - we can still gain about 45F vs the outdoor temperature even below 20F.
We don't have natural gas available where I live, only propane. When I purchased the heat pumps, propane was $5/gallon for 91,500 BTU. That translates to about $4.60/hr to run 84,000 BTU/hr of furnace. With electric energy (cheap in Texas!) at about $0.11/KWh, the equivalent costs of my heat pumps was and remains close to about $0.55/hr to run.
In the summer, they cool with equal capacity and similar power consumption for a 15 SEER rating (waste heat from the system components works against cooling in the summer!)
Factor in your acquisition costs (mine, just after the housing bust and with a little legwork, were about 20% of retail at the time, so a no-brainer) and you can get a lot more objective idea what you're really accomplishing.
Electricity prices might come down over time (renewables push down generation costs), natural gas prices won’t due to global demand for it.
What I did was install solar with batteries and inverters that have the ability to never export power to the utility. That way I didn't have to tell them or seek their approval.
Don't get me wrong, there are still issues here, like snow or back-to-back-to-back cloudy days. But the rate of a price change for solar has been pretty dramatic.