I may be missing something, but from the article it seems that the lawsuit alleges that Apple a) does not allow third party NFC payments, and b) they charge banks a fee for using Apple Pay, which could result in these fees being passed to consumers.

While the first point has not been true since 2024, the second is a bit odd to me, since banks and credit card issuers have been collecting a percentage of sales from merchants since forever. My question is, why wouldn't this lawsuit apply to the oligopoly banks and credit providers hold on the traditional point of sale?

True title: Campaigner launches £1.5bn legal action in UK against Apple over wallet’s ‘hidden fees’