I built a citeable explainer that converts published 2026 tables into “what it costs you” examples (and shows the arithmetic).

Highlights: ACA cap sensitivity if enhanced subsidies aren’t extended; NYC congestion pricing daily + annualized; Hawaiʻi lodging tax delta; Illinois grocery tax repeal vs local replacement; plus federal indexed tax parameters for context.

Feedback welcome, especially missing high-signal schedule changes with official tables. And happy new year guys!