We all talk about “moving fast” and “shipping features,” but who picks up the tab for those shortcuts? In Part 2 of our series on Technical Debt vs. Technical Assets, we tackle the pushback head-on: • Why the true “lender” is your future self—and every developer (and stakeholder) who follows • How calling it “debt” sparks the urgency executives and engineers need to act • Why every asset carries upkeep costs—and how to keep your investments healthy

If you’ve ever wondered how to make smarter trade-offs between shipping now and scaling later, this one’s for you.