I am a senior full-stack .NET developer with 20+ years of experience across fintech, insurance, and consulting. Based in rural Ireland. I build things — from enterprise cross country payment management systems by day to side projects and developer tools by night and over weekends. Currently working on too-ly.eu, a free browser-based developer toolkit where all processing stays local unless account detail is required. Also tinkering with trading APIs, SaaS ideas, and whatever else seems interesting.